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Hurricane Damage

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Easily File Your Hurricane Damage Claim

Let Capital Claims Group Manage The Claim To Get a Correct and Favorable Settlement Without any Upfront Payment. Call us at 954-874-3563

While Florida is famous for its tropical climate, it is also no stranger to severe weather conditions like hurricanes and floods.
Natural threats such as hurricanes can cause thousands of dollars in damages while posing a huge threat to you and your family. What’s worse is that over 20% of hurricane insurance claims are rejected or receive little to no payout.
Whether you have an existing hurricane damage claim or want to prepare yourself for the upcoming hurricane season, it is important to get in touch with a public adjuster to analyze your policy and offer you a clear understanding of your coverage.
Our team of licensed public adjusters at Capital Claims Group is experienced in dealing with hurricane damage claims in Florida.

Benito’s expertise in the construction field as well as his experience in dealing with insurance companies made the process much less daunting.

“After the devastating hurricane Ian, I realized that I needed help to assess the damage to my house. I was referred to Benito at Capital Claims. Benito’s expertise in the construction field as well as his experience in dealing with insurance companies made the process much less daunting. He is very thorough, and he noted damage that I initially missed, due to my lack of knowledge.
Aside from his friendly disposition, Benito is also very efficient at communicating status updates. He keeps me informed with texts, calls, and always has time to answer my questions. I really appreciate his close attention to my claim.
In addition to being personable and easy to work with, Benito is also very confident and smart. His expertise in the construction field was very influential in the outcome of my claim. I am grateful to have had him on my side throughout this process.”
~ Venera

When You Work With Capital Claims

Free Intial Consultation

Free Home and Roof Inspection

Free Insurance Policy Review

No Upfront Fees (or Hidden Costs)

Let’s Talk About Why Filing Insurance Claims For Hurricane Damage is Such A Big Problem.

Why Filing Insurance Claims for Hurricane Damage Can Be a Hassle

When your property suffers damage due to a hurricane, filing an insurance claim is often the next step in the recovery process. However, it is not uncommon for insurance companies to lowball or even reject claims related to hurricane damage. In this section, we will explore some of the reasons why the process of filing an insurance claim for hurricane damage can be a hassle.
1. Disputes Over Policy Coverage:
Determining the extent of coverage and understanding policy terms can be complex, leading to disagreements between policyholders and insurance companies. These disputes can result in delays, denied claims, or inadequate compensation for the damage suffered.
2. Extensive Documentation Requirements:
Insurance companies may require detailed inventories of damaged items, photographs, estimates for repairs, and other relevant documentation. Gathering and organizing this documentation can be time-consuming and overwhelming, especially in the aftermath of a destructive hurricane.
3. Inaccurate Assessments by Insurance Adjusters:
Insurance adjusters may provide inaccurate or underestimated assessments of the damage. This can lead to undervalued claims and inadequate compensation, causing frustration and further delays in the claims process.
4. Delays in Claim Processing:
After a hurricane, insurance companies often face a high volume of claims, leading to delays in claim processing. The overwhelming number of claims can strain resources, resulting in longer wait times for inspections, evaluations, and claim resolutions.
5. Complex and Changing Regulations:
The regulations and laws surrounding hurricane damage insurance claims can be complex and subject to change. Keeping up with these regulations and understanding your rights as a policyholder can be challenging.

Do You Need a Public Adjuster for Hurricane Damage Claim?

Use the checklist to see if you need our public adjusting services.

● Are you unsure about the extent of your policy coverage for hurricane damage?
● Do you feel overwhelmed by the extensive documentation required for your claim?
● Have you received an assessment that you believe undervalues your hurricane damage?
● Are you experiencing delays or difficulties in the claim settlement process?
● Are you unfamiliar with the intricate insurance regulations and requirements related to hurricane damage claims?

If you find yourself in a similar situation, you need to enlist the help of an expert public adjuster, like Capital Claims Group, who can help you navigate the insurance claim process like a boss.
Use The Checklist To Figure Out Whether You Need To Employ Public Adjusting Services.

You’re filing a large claim for high-value and significant damage to your home due to a hurricane.

You are not sure about the assessment provided by your insurance company’s adjuster.

You feel your insurer underestimated your claim.

Your insurance company has denied your claim.

Your insurance company is trying to categorize damage to your property as normal wear and tear.

Your insurance company is telling you that your insurance policy only covers a chunk of the damage sustained.

You are tired of the complex documentation required for the claims process.

He told us “Not to worry” and he kept his word. He took the stress off our shoulders and made things happen.

“I am so grateful for the help that Benito provided when our church had a claim. He was a true professional and really went above and beyond to help us navigate the frustrating process with our insurance company. I was so impressed with his work that I have even referred church members and family members to him!
One thing that really stood out to me was how Benito told us “Not to worry” and he kept his word. He made things happen and really took the stress off our shoulders. Throughout the process, he listened well and was very personable. He always kept in touch by text or phone, and even visited us in the neighborhood. We never had to hunt for him, and he even kept in touch afterwards to see how we were doing. It really feels like he cares about his clients.
In addition to being friendly and personable, Benito is also very intelligent and caring. He has a real passion for helping people and it shows in his work.”
~ Dwayne

How We Can Help

While most people only file an insurance claim once in their life (thankfully), we pretty much do it every day.
And that’s why we know what it takes to get you the correct settlement without hassles.
From dealing with insurance agents, documenting evidence, and easing your concerns, we help you gain the peace of mind you deserve.
After all, no one needs to deal with annoying insurance agency communications when someone else can do it for you!

Capital Claims - Helping Homeowners Get The Correct Payouts Their Policy Entitles Them To

We understand that dealing with insurance companies can quickly become a headache after you have experienced a natural disaster. We handle your claim paperwork and negotiation for you. We take a non-combative approach to working with the insurance companies to help you get the correct settlement that your policy entitles you to.
We’ll dig deep into your policy to find any hidden clauses or alternative coverage options that might just turn the tide in your favor. Pre-existing damage claim? We’ll gather all the evidence necessary to prove that the hurricane was the primary cause and not some previous incident.
What’s best is that we don’t get paid unless you do.
Not sure whether you need public adjusting services? Contact us today for a FREE policy review and we will help you figure it out.

He got me more money than I expected and saved me thousands of dollars in potential legal and court fees.

Benito exceeded my expectations in every way. When I first contacted him, I had no time or patience to deal with the insurance claim on my own. What sold me on his qualifications was his unique background, and I’m glad I scrutinized him before getting him to take on my case.
Benito was an excellent negotiator and was able to get me more money than I expected. He also saved me thousands of dollars in potential legal and court fees. I was amazed at how he was able to accomplish this.
Communication with Benito was always great. I could always reach him or someone in his office would pick up the phone. Despite having many clients, Benito always knew who I was and what my case was. He was very patient with me and answered all my questions.
In my opinion, Benito is rock solid. He did exactly what he said he would do, which was like magic to me. He is smart, honest, diligent, and an excellent negotiator. I recommend him 100%
~ Richard