Freeze Damage

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Get Professional Assistance With Your Freeze Damage Claim at Capital Claims Group

Let Capital Claims Group Manage The Claim To Get a Correct and Favorable Settlement Without any Upfront Payment. Call us at 954-874-3563

Freezing temperatures and ice can be just as devastating to property as fire or water. Every year, the harsh effects of freezing weather cause significant damage to properties by bursting pipes, damaging roofs, and causing structural weaknesses.

In such challenging times, you need a trusted partner who can navigate the complex insurance process, defend your rights, and help you secure the compensation you deserve. That partner is Capital Claims Group.

We treat every claim with utmost priority, handling the paperwork and insurance company negotiations for you so that you can repair your property and restore normalcy to your life.

We offer expert assistance with these freeze-related claims:

Residential Freeze Damage

Adjusting a freeze damage claim requires expertise due to the unique challenges posed by ice and snow. Our public adjusters relieve you from the stress of the lengthy claims process, accelerating your recovery.

Commercial Freeze Damage

Freezing conditions can halt business operations, causing loss of income and damage to assets. Our loss adjusters are here to guide you through the entire claims process, ensuring your business gets back on track.

Structural and Pipe Damage

Freezing weather often leads to burst pipes and structural damage, which can be costly to repair. Our experienced adjusters will help you file a comprehensive damage claim to expedite the recovery process and mitigate further losses.

He told us “Not to worry” and he kept his word. He took the stress off our shoulders and made things happen.

“I am so grateful for the help that Benito provided when our church had a claim. He was a true professional and really went above and beyond to help us navigate the frustrating process with our insurance company. I was so impressed with his work that I have even referred church members and family members to him!

One thing that really stood out to me was how Benito told us “Not to worry” and he kept his word. He made things happen and really took the stress off our shoulders. Throughout the process, he listened well and was very personable. He always kept in touch by text or phone, and even visited us in the neighborhood. We never had to hunt for him, and he even kept in touch afterwards to see how we were doing. It really feels like he cares about his clients.

In addition to being friendly and personable, Benito is also very intelligent and caring. He has a real passion for helping people and it shows in his work.”

~ Dwayne

When You Work With Capital Claims

Free Intial Consultation

Free Home and Roof Inspection

Free Insurance Policy Review

No Upfront Fees (or Hidden Costs)

Let’s Talk About Why Filing Insurance Claims For Freeze Damage is Such A Big Problem.

Why Filing Insurance Claims for Freeze Damage Can Be a Hassle

Dealing with the aftermath of freeze damage can be as devastating as any fire or flood. Here are some reasons why filing insurance claims for freeze damage can be particularly challenging.

Documentation and Proof of Loss

Freeze damage claims often fail due to inadequate documentation. Organizing proof of loss while dealing with the chaos can be overwhelming, but it is critical for claim success.

Policy Exclusions and Limitations

Many insurance policies have specific exclusions that apply to freeze damage, which can complicate the claims process. Understanding these exclusions is crucial to ensure that your claim is within the coverage scope.

Investigation and Cause Determination

Insurance companies will thoroughly investigate the cause of the freeze damage. If the cause is deemed to be due to negligence, like inadequate heating, it could lead to claim denial or reduced coverage.

Valuation and Underestimation

Insurers may undervalue freeze damage, offering settlements that won’t cover all repair costs. Negotiating a fair settlement is essential and requires expertise.

Do You Need a Public Adjuster for Freeze Damage Claim?

Use the checklist to see if you need our public adjusting services.

● Are you unsure about the extent of your policy coverage for freeze damage?
● Do you feel overwhelmed by the documentation required for your claim?
● Have you received an assessment that you believe undervalues your freeze damage?
● Are you experiencing delays or difficulties in the claim settlement process?
● Are you unfamiliar with the insurance regulations and requirements related to freeze damage claims?

If you find yourself in a similar situation, you need to enlist the help of an expert public adjuster, like Capital Claims Group, who can help you navigate the insurance claim process like a boss.
Use The Checklist To Figure Out Whether You Need To Employ Public Adjusting Services.

You’re filing a large claim for significant damage to your property due to freezing.

You are not sure about the assessment provided by your insurance company’s adjuster.

You feel your insurer underestimated your claim.

Your insurance company has denied your claim.

Your insurance company is trying to categorize damage to your property as normal wear and tear.

Your insurance company is telling you that your insurance policy only covers a chunk of the damage sustained.

You are tired of the complex documentation required for the claims process.

Benito was on top of it. He always replied to my text and calls and kept me updated on the progress of my claim.

I recently had the pleasure of working with Benito and I have to say that he was really cool! He sat down with me and explained everything in detail, which helped us a lot. I was really worried about the process and didn’t know who to trust or how it worked, but Benito walked me through everything step by step.

Throughout the entire process, Benito was on top of it. He always replied to my texts and calls in a timely manner and kept me updated on the progress of my claim. I really appreciated his responsiveness and attention to detail.

Aside from being very knowledgeable, Benito was also very friendly, nice, and easy to work with. He made the entire process as stress-free as possible and I felt like I could trust him completely.

He really knows his stuff and goes above and beyond to help his clients.

~ Quang

How We Can Help

While most people only file an insurance claim once in their life (thankfully), we pretty much do it every day.
And that’s why we know what it takes to get you the correct settlement without hassles.
From dealing with insurance agents, documenting evidence, and easing your concerns, we help you gain the peace of mind you deserve.
After all, no one needs to deal with annoying insurance agency communications when someone else can do it for you!

Capital Claims - Helping Homeowners Get The Correct Payouts Their Policy Entitles Them To

We understand that dealing with insurance companies can quickly become a headache after you have experienced freeze damage. We handle your claim paperwork and negotiation for you. We take a non-combative approach to working with the insurance companies to help you get the correct settlement that your policy entitles you to.

We’ll thoroughly examine your policy to uncover any hidden clauses or alternative coverage options that could significantly benefit your claim. Pre-existing damage concern? We’ll compile all the necessary evidence to demonstrate that the freezing conditions were the primary cause, rather than any prior incidents.

What’s best is that we don’t get paid unless you do.
Not sure whether you need public adjusting services? Contact us today for a FREE policy review and we will help you figure it out.

He got me more money than I expected and saved me thousands of dollars in potential legal and court fees.

Benito exceeded my expectations in every way. When I first contacted him, I had no time or patience to deal with the insurance claim on my own. What sold me on his qualifications was his unique background, and I’m glad I scrutinized him before getting him to take on my case.
Benito was an excellent negotiator and was able to get me more money than I expected. He also saved me thousands of dollars in potential legal and court fees. I was amazed at how he was able to accomplish this.
Communication with Benito was always great. I could always reach him or someone in his office would pick up the phone. Despite having many clients, Benito always knew who I was and what my case was. He was very patient with me and answered all my questions.
In my opinion, Benito is rock solid. He did exactly what he said he would do, which was like magic to me. He is smart, honest, diligent, and an excellent negotiator. I recommend him 100%
~ Richard