Flood Damage

Home / Flood Damage

We Can’t Prevent Natural Disasters, But We Can Help You Get the Correct Settlement for Your Flood Damage Claim

Let Capital Claims Group Manage The Claim To Get a Correct and Favorable Settlement Without any Upfront Payment. Call us at 954-874-3563

Flood damage wreaks havoc on properties, causing devastating losses that extend far beyond the visible damage. 

When a property experiences a flood, the destructive force of water can penetrate walls, compromise structural integrity, damage electrical systems, ruin personal belongings, and introduce harmful contaminants.

After a disaster like this, dealing with the insurance company can add to the stress. What’s worse is that as many as 40% of storm damage claims are rejected annually. 

You don’t have to face this alone.

At Capital Claims Group, we understand the profound impact that flood damage can have on your property and your life. 

Our dedicated team of experienced public adjusters specializes in navigating the complexities of flood damage insurance claims, ensuring that you receive the necessary support, expertise, and help negotiating the compensation you need to restore and rebuild in the wake of this natural disaster.

He got me more money than I expected and saved me thousands of dollars in potential legal and court fees.

Benito exceeded my expectations in every way. When I first contacted him, I had no time or patience to deal with the insurance claim on my own. What sold me on his qualifications was his unique background, and I’m glad I scrutinized him before getting him to take on my case.

Benito was an excellent negotiator and was able to get me more money than I expected. He also saved me thousands of dollars in potential legal and court fees. I was amazed at how he was able to accomplish this.

Communication with Benito was always great. I could always reach him or someone in his office would pick up the phone. Despite having many clients, Benito always knew who I was and what my case was. He was very patient with me and answered all my questions.

In my opinion, Benito is rock solid. He did exactly what he said he would do, which was like magic to me. He is smart, honest, diligent, and an excellent negotiator. I recommend him 100%

~ Richard

When You Work With Capital Claims

Free Intial Consultation

Free Home and Roof Inspection

Free Insurance Policy Review

No Upfront Fees (or Hidden Costs)

Let’s Talk About Why Filing Insurance Claims For Flood Damage is Such A Big Problem.

Why Filing a Flood Damage Claim is Trouble?

Flood damage can wreak havoc on your property and leave you grappling with significant losses. Here we will explore the reasons why filing a flood damage claim can be so difficult, shedding light on the hurdles you may encounter along the way.

Complex Coverage Determination

Determining coverage for flood damage can be complex and confusing. Many standard homeowners’ insurance policies do not include coverage for flood-related losses. Separate flood insurance policies are typically required to protect against flood damage. Understanding the intricacies of coverage determination and deciphering policy terms can be daunting, leading to potential misunderstandings and claim denials.

Mandatory Documentation Requirements

Insurance companies typically require proof of loss, including photographs, videos, detailed inventories of damaged items, and estimates for repairs. Gathering this documentation amidst the chaos and stress of flood damage can be overwhelming and time-consuming. 

Waiting Periods and Exclusions

Flood insurance policies often have waiting periods before coverage becomes effective. If you haven’t obtained flood insurance prior to the flood event, you may find yourself without coverage or limited coverage for your losses. 

Disputes Over Damage Evaluation

Insurance adjusters may undervalue your claim or dispute the cause and severity of the damage. This can lead to prolonged negotiations, delays in claim processing, and potential underpayment for the necessary repairs and restoration.

Challenges with Government Assistance Programs

In the event of widespread flooding, government assistance programs may be available to affected individuals. However, accessing and navigating these programs can be complex and time-consuming. Understanding eligibility criteria, documentation requirements, and application processes can add to the overall trouble of filing a flood damage claim.

Do You Need Public Adjusting Services to File Your Flood Damage Claim?

More and more homeowners and commercial property owners are turning to reliable public adjusting firms to help them with home insurance flood damage or business property damage claims.
Public adjusters are licensed insurance industry experts – just like the insurance company adjuster – but since they are hired by the policyholder, they advocate for their rights and help them obtain the settlement they actually deserve.
People who use a public adjuster to handle their claims, on average, receive a 700% higher payment!
Use The Checklist To Figure Out Whether You Need To Employ Public Adjusting Services.

Do you have a separate flood insurance policy?

Have you encountered disputes over the evaluation of your flood damage claim?

You feel your insurer underestimated your claim.

Are you facing delays or challenges in accessing government assistance programs?

Your insurance company has denied your claim.

Are you unsure about the coverage determination for your flood damage claim?

Do you find the documentation requirements overwhelming?

Benito was on top of it. He always replied to my text and calls and kept me updated on the progress of my claim.

I recently had the pleasure of working with Benito and I have to say that he was really cool! He sat down with me and explained everything in detail, which helped us a lot. I was really worried about the process and didn’t know who to trust or how it worked, but Benito walked me through everything step by step.

Throughout the entire process, Benito was on top of it. He always replied to my texts and calls in a timely manner and kept me updated on the progress of my claim. I really appreciated his responsiveness and attention to detail.

Aside from being very knowledgeable, Benito was also very friendly, nice, and easy to work with. He made the entire process as stress-free as possible and I felt like I could trust him completely.

He really knows his stuff and goes above and beyond to help his clients.

~ Quang

How Capital Claims Group Can Help You Recover from Flood Damage

At Capital Claims Group, we are committed to providing comprehensive assistance and expertise to help you navigate the challenging process of recovering from flood damage. Here’s how our services can support you:

Thorough Evaluation of Damages

There’s more than meets the eye when it comes to flood damage. We combine our years of expertise as public adjusters and knowledge of general contracting and roofing to evaluate both visible and hidden damages.

This process ensures that all aspects of loss have been covered and documented. Proof matters!

Insurance Claim Preparation

Preparing an insurance claim is a complex and arduous process but our skilled public adjusters make it seem easy. They handle all aspects of claim preparation along with compiling evidence to support your case. 

By leveraging our expertise, we ensure all required documentation is compiled.

Negotiation with Insurance Companies

Insurance companies typically try to settle for the least payout in the first go because most people don’t know how to negotiate the best settlement. This is in fact a long process that can be further dragged out unless you have a trusted public adjuster to help negotiate on your behalf. Don’t worry, we’ve got negotiations dialed in – that’s what we do every day. 

Negotiation for the Correct Compensation

Our primary objective is to get you the compensation you need to restore your property to its original condition. We work tirelessly to ensure that you receive the full extent of coverage available under your flood insurance policy. Our expertise in assessing damages, analyzing policy provisions, and leveraging our industry knowledge positions us to identify potential areas where you may be entitled to additional compensation.

Expert Guidance and Support

We don’t just make big claims. Our friendly experts are always available to assist you and address any concerns you may have. We also make sure you are updated on the progress of your claim. Have a question? We pick up the phone!

Now I know what it feels like to win the lottery! (We got Peter and Ann 600% more.)

Benito was a cool dude who didn’t make any big promises.
He’s done a brilliant job! It now gives us the confidence to go ahead and do the things we need to do without being so worried about how do we pay for it.
I would be happy to pass your name to people. We are over the moon! Thanks very much indeed.