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Get Help Filing Your Fire or Smoke Damage Claim with Capital Claims Group

Let Capital Claims Group Manage The Claim To Get a Correct and Favorable Settlement Without any Upfront Payment. Call us at 954-874-3563

According to the National Fire Protection Association (NFPA), structure fires cause over $10 billion in property damage each year.

Fires take a huge toll on personal properties, human lives, belongings, and the survivors.

In times like these, you need a trusted partner who can help you make sense of the complex insurance process, advocate for your rights, and help you receive the compensation you deserve. That partner is Capital Claims Group.

We treat every claim as our #1 priority to offer you the resources required to restore your building and put your life back to normal. 

We offer expert assistance with these fire related claims:

Residential Fires

Adjusting a fire damage claim is a taxing process. Our public adjusters can take the burden of a lengthy claims process off your shoulders for your fast recovery.

Commercial Fires

Losing business assets to a fire is one of the worst things that can happen to anyone. Our loss adjusters can assist you through the entire claims process.

Smoke Damage

Property restoration after a fire involves cleaning up ash and smoke, which can be quite expensive. Our expert adjusters will help you file a fire damage claim to expedite the recovery process and avoid more losses.

He told us “Not to worry” and he kept his word. He took the stress off our shoulders and made things happen.

“I am so grateful for the help that Benito provided when our church had a claim. He was a true professional and really went above and beyond to help us navigate the frustrating process with our insurance company. I was so impressed with his work that I have even referred church members and family members to him!

One thing that really stood out to me was how Benito told us “Not to worry” and he kept his word. He made things happen and really took the stress off our shoulders. Throughout the process, he listened well and was very personable. He always kept in touch by text or phone, and even visited us in the neighborhood. We never had to hunt for him, and he even kept in touch afterwards to see how we were doing. It really feels like he cares about his clients.

In addition to being friendly and personable, Benito is also very intelligent and caring. He has a real passion for helping people and it shows in his work.”

~ Dwayne

When You Work With Capital Claims

Free Intial Consultation

Free Home and Roof Inspection

Free Insurance Policy Review

No Upfront Fees (or Hidden Costs)

Let’s Talk About Why Filing Insurance Claims For Fire Damage is Such A Big Problem.

Why Filing Insurance Claims for Fire and Smoke Damage Can Be a Hassle

Dealing with the aftermath of a fire can be a devastating experience, both emotionally and financially. Let’s explore the reasons why filing insurance claims for fire damage can be a hassle, shedding light on the potential roadblocks you may face.

Documentation and Proof of Loss

One of the primary reasons fire damage claims can be rejected is due to insufficient documentation and proof of loss. Gathering and organizing this documentation amidst the chaos and distress following a fire can be overwhelming, but it is crucial for a successful claim.

Policy Exclusions and Limitations

Insurance policies often have exclusions and limitations that can complicate the claims process for fire damage. Understanding these policy terms and exclusions is essential to ensure that your claim aligns with the coverage provided. 

Investigation and Cause Determination

Fire damage claims often require extensive investigation by insurance adjusters to determine the cause of the fire. Moreover, if the cause of the fire is disputed or remains unknown, it can create complications and potentially lead to claim denials or reduced coverage.

Valuation and Underestimation

Insurance companies may attempt to undervalue your fire damage claim, offering lower settlements than you deserve. Negotiating a fair settlement that adequately covers the costs of restoration, repairs, and personal property replacement can be challenging without expert assistance.

Do You Need a Public Adjuster for Fire Damage Claim?

Use the checklist to see if you need our public adjusting services.

● Are you unsure about the extent of your policy coverage for fire and smoke damage?
● Do you feel overwhelmed by the extensive documentation required for your claim?
● Have you received an assessment that you believe undervalues your fire and smoke damage?
● Are you experiencing delays or difficulties in the claim settlement process?
● Are you unfamiliar with the intricate insurance regulations and requirements related to fire and smoke damage claims?

If you find yourself in a similar situation, you need to enlist the help of an expert public adjuster, like Capital Claims Group, who can help you navigate the insurance claim process like a boss.
Use The Checklist To Figure Out Whether You Need To Employ Public Adjusting Services.

You’re filing a large claim for high-value and significant damage to your home due to a fire.

You are not sure about the assessment provided by your insurance company’s adjuster.

You feel your insurer underestimated your claim.

Your insurance company has denied your claim.

Your insurance company is trying to categorize damage to your property as normal wear and tear.

Your insurance company is telling you that your insurance policy only covers a chunk of the damage sustained.

You are tired of the complex documentation required for the claims process.

Benito was on top of it. He always replied to my text and calls and kept me updated on the progress of my claim.

I recently had the pleasure of working with Benito and I have to say that he was really cool! He sat down with me and explained everything in detail, which helped us a lot. I was really worried about the process and didn’t know who to trust or how it worked, but Benito walked me through everything step by step.

Throughout the entire process, Benito was on top of it. He always replied to my texts and calls in a timely manner and kept me updated on the progress of my claim. I really appreciated his responsiveness and attention to detail.

Aside from being very knowledgeable, Benito was also very friendly, nice, and easy to work with. He made the entire process as stress-free as possible and I felt like I could trust him completely.

He really knows his stuff and goes above and beyond to help his clients.

~ Quang

How We Can Help

While most people only file an insurance claim once in their life (thankfully), we pretty much do it every day.
And that’s why we know what it takes to get you the correct settlement without hassles.
From dealing with insurance agents, documenting evidence, and easing your concerns, we help you gain the peace of mind you deserve.
After all, no one needs to deal with annoying insurance agency communications when someone else can do it for you!

Capital Claims - Helping Homeowners Get The Correct Payouts Their Policy Entitles Them To

We understand that dealing with insurance companies can quickly become a headache after you have experienced a fire. We handle your claim paperwork and negotiation for you. We take a non-combative approach to working with the insurance companies to help you get the correct settlement that your policy entitles you to.

We’ll dig deep into your policy to find any hidden clauses or alternative coverage options that might just turn the tide in your favor. Pre-existing damage claim? We’ll gather all the evidence necessary to prove that the fire was the primary cause and not some previous incident.

What’s best is that we don’t get paid unless you do.
Not sure whether you need public adjusting services? Contact us today for a FREE policy review and we will help you figure it out.

He got me more money than I expected and saved me thousands of dollars in potential legal and court fees.

Benito exceeded my expectations in every way. When I first contacted him, I had no time or patience to deal with the insurance claim on my own. What sold me on his qualifications was his unique background, and I’m glad I scrutinized him before getting him to take on my case.
Benito was an excellent negotiator and was able to get me more money than I expected. He also saved me thousands of dollars in potential legal and court fees. I was amazed at how he was able to accomplish this.
Communication with Benito was always great. I could always reach him or someone in his office would pick up the phone. Despite having many clients, Benito always knew who I was and what my case was. He was very patient with me and answered all my questions.
In my opinion, Benito is rock solid. He did exactly what he said he would do, which was like magic to me. He is smart, honest, diligent, and an excellent negotiator. I recommend him 100%
~ Richard