7 Steps to Take Before You Call Your Insurance Company to File a Property Damage Claim

When dealing with property damage, it’s important to take certain steps before contacting your insurance company. Here’s what we suggest you do.

1. Ensure Safety

Prioritize personal safety and evacuate the property if necessary. Do not attempt any tasks that could put you at risk.

2.  Mitigate further damage

Take reasonable steps to prevent further damage. For example, cover broken windows or shut off water to prevent additional problems.

3. Review your insurance policy

Familiarize yourself with the terms, coverage limits, and deductibles stated in your insurance policy. This information will be important when discussing your claim.

4. Contact a public adjuster

You can begin working with us at any time during the claims procedure – including after your claim has been denied.

However, the earlier you bring us in, the easier it is for us to work towards getting you the correct settlement you need to repair all the damages.

If you choose to move forward on your own, you will need to complete the following steps. Or you can call us and we will look after them for you!

5. Document the damage

Take photos or videos of the property damage from different angles. Visual evidence will be useful during the claims process.

6. Notify your insurance company

Contact your insurance company to report the damage. Follow their specific instructions for filing a claim.

7. Understand the claim process

Ask your insurance company to explain the claims process to you, including any deadlines or required forms. Understand what steps you need to take and the documentation they will need.

Many people find this process complicated and overwhelming. That’s where we can help.

We understand the process of filing a claim, we know what to look for, we understand the evidence and paperwork that the insurance company requires, we know how to appraise the damage, and we will be strong negotiators on your behalf.

Not only do we look after everything for you – and research shows that people who use a public adjuster typically get larger payments – as much as 747% more.

If you’d like our help filing your claim, call us at 954-874-3563 or book a call online.